La Mutuelle des Motards trusts Invoxia GPS trackers to protect you

With motorcycle theft statistics almost constantly evolving in recent years, it is becoming essential to protect yourself. And that, la Mutuelle des Motards has well understood! Since 2022, it accepts GPS trackers as a “means of protection”, allowing you to reduce the deductible according to your contract.

Mutuelle des Motards x Invoxia: a partnership that works

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As soon as this new condition came into effect, la Mutuelle des Motards integrated Invoxia into its list of certified anti-theft devices and GPS trackers. Members, both old and new, of la Mutuelle des Motards benefit from a super interesting discount on the Trackers Pro and Classic.

So, what are you waiting for to protect your motorcycle against theft?

Who is la Mutuelle des Motards?

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L’Assurance Mutuelle des Motards has more than 40 years of existence and the passion for motorcycles is inscribed in its DNA. Indeed, it was founded BY and FOR motorcyclists. Since 1983, it has specialized in the protection of all motorized two-wheelers, such as motorcycles and scooters. But since motorcyclists do not only ride motorcycles, it also offers car, quad, bicycle, and even scooter insurance offers.

Ultra-specialized, la Mutuelle des Motards offers its clients insurance products and specialized services for bikers. Its advisors and experts are supported by two-wheel enthusiasts for the most specific field situations. Members can therefore rest assured: they benefit from ideal support to protect their motorcycles and other vehicles!

Mutual vs Insurance for motorcyclists: what’s the difference?

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It is common to confuse the terms “insurance” and “mutual”, especially when it comes to the protection of motorcyclists. However, these two concepts have significant differences that deserve to be clarified to make an informed choice.

Motorcycle insurance: a legal obligation

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Motorcycle insurance is a legal obligation in France. It covers the damage you could cause to others in an accident. Civil liability insurance, also called “third-party”, is the minimum required by law. It covers:

• Material damage caused to a third party
• Injuries inflicted on other people

However, this basic coverage does not protect your own motorcycle or your injuries in the event of a responsible accident. For more extensive protection, you can opt for more comprehensive insurance such as:

• All-risk insurance: covers damage to your motorcycle even if you are responsible for the accident.
• Intermediate insurance: includes additional guarantees such as theft, fire, or glass breakage.

Despite its name, la Mutuelle des Motards is indeed an insurance.

Mutual for motorcyclists: additional and collective protection

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Mutuals for motorcyclists are non-profit organizations that operate on the principle of solidarity among their members. Unlike commercial insurance companies, mutuals are managed by their members and aim primarily to meet the specific needs of their members rather than generating profits. The main differences include:

• Participatory management: Mutuals are run by their members, who participate in decisions during general assemblies.
• Non-profit: Financial surpluses are reinvested to improve the guarantees and services offered to members.
• Tailored offers: Mutuals often offer specific guarantees for motorcyclists, such as equipment coverage, legal protection, or specialized assistance services.
• Solidarity and mutual aid: Members benefit from a network of mutual aid and support, fostering a community spirit.

Mutual and insurance for motorcyclists: comparison of services and benefits

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To discover all the services offered by our partner la Mutuelle des Motards, go directly to their website!