Installing a GPS tracker on your motorcycle can significantly reduce the cost of your two-wheeler insurance: two French insurers, Solly Azar and the Mutuelle des Motards, now recognize Invoxia GPS trackers in their contracts and offer pricing advantages to equipped motorcyclists. Beyond the financial aspect, a tracker also increases your real chances of recovering your motorcycle in case of theft - by 3 according to figures from our study conducted in October 2024 on more than 7,000 respondents in France. Here’s how these partnerships work, which model to choose, and what to check before subscribing.
Why are insurers interested in motorcycle GPS? #
A GPS tracker changes the game for an insurer because it turns a theft into a recoverable claim rather than a total loss. Two-wheeler theft remains a massive phenomenon in France: vehicle thefts jumped by 11.1% between 2022 and 2023, for a total of 70,000 vehicles stolen over the year, including a significant share of motorcycles and scooters.
Specifically, a motorcycle GPS tracker:
- triggers an immediate alert as soon as the motorcycle moves without authorization;
- allows real-time tracking of the vehicle and guides law enforcement to its location;
- significantly improves the recovery rate after a theft.
It is this last data that convinced some insurers to take action: Invoxia indicates that a motorcycle equipped with a GPS tracker shows a recovery rate close to 75%, compared to a national average of about 25% for untracked motorcycles. Result: two two-wheeler insurance players have formed an official partnership with Invoxia to encourage their policyholders to equip themselves.
Solly Azar × Invoxia #
Solly Azar, a broker specializing in two-wheeler insurance, officially recognizes Invoxia GPS trackers in its motorcycle and scooter contracts. Specifically, Solly Azar customers who equip their vehicle with an Invoxia tracker can benefit from advantages on their contract (partial reimbursement, reduced deductible in case of theft depending on the subscribed formula) as well as preferential offers on our Invoxia GPS trackers via a dedicated partner code.
Mutuelle des Motards × Invoxia #
The Mutuelle des Motards, a historical insurer founded by motorcyclists, also integrates Invoxia GPS trackers (Pro and Classic) into its list of recognized anti-theft devices. Equipped members can, depending on their contract, see their deductible reduced in case of theft, and benefit from preferential offers on the Pro and Classic trackers at the time of subscription.
This partnership, active since 2022, illustrates a simple conviction on the mutual side: an insurer created by motorcyclists for motorcyclists directly understands the issue of theft and the value of a reliable recovery tool.
Which Invoxia GPS to choose for your motorcycle? #
For a motorcycle, two Invoxia models are relevant depending on your use: the GPS Tracker Classic for a national solution without a mobile subscription, and the GPS Tracker Pro Max for real-time tracking internationally.
GPS Tracker Classic — the national solution without SIM #
- LoRa/Sigfox network (no SIM card required): coverage in France (excluding Corsica)
- Autonomy up to 6 months depending on the chosen tracking mode (Eco, Standard, Intensive)
- Real-time motion alerts
- Ideal for use in France, or for a motorcycle little used in winter
- Price: €99 or €129, then €29.95/year (1 year or 3 years of subscription included at purchase)
GPS Tracker Pro Max — real-time tracking internationally #
- 4G LTE-M network with integrated SIM card (no card to add)
- Live Tracking: position updated up to once per second in Live Tracking mode
- Coverage in more than 35 countries, ideal for road trips abroad
- Autonomy up to 6 months
- Price: €179, then €59.85/year (1 year of subscription included at purchase)
All Invoxia trackers generate a history of positions and alerts viewable in the app, as well as a theft file, usable as supporting documentation with your insurer and law enforcement in case of theft.
Is the motorcycle GPS recognized by all insurers? #
No: to date, only partner insurers (Solly Azar, Mutuelle des Motards) officially integrate Invoxia GPS trackers into their pricing grids — other companies have not yet systematized this recognition, although the trend is rapidly progressing as the recovery rates of tracked motorcycles are confirmed. Invoxia GPS trackers can therefore be recognized by your insurer without being a partner.
If your insurer is not yet a partner, three simple steps often allow you to obtain a gesture:
- Report the installation of the tracker to your insurer in writing — some grant a reduction on a case-by-case basis, even outside of an official partnership.
- Keep the proof of purchase of the GPS as well as a history of your alerts: in case of theft, these elements strengthen your claim file.
- Check the conditions of your theft contract: some contracts also require an SRA-approved anti-theft device — the GPS tracker complements a mechanical anti-theft device, not replaces it.
Which motorcycles are most targeted by theft in France? #
Premium models with high resale value and urban scooters remain historically the preferred targets of two-wheeler thieves in France — the BMW R1250GS has long been the most cited example.
On these particularly targeted models, the equation is often simple: the annual cost of a GPS tracker remains largely inferior to the amount of a theft deductible.
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FAQ #
Does a motorcycle GPS tracker really lower the insurance price? #
With Invoxia partner insurers like Solly Azar or the Mutuelle des Motards, yes: a recognized GPS tracker can give access to a deductible reduction or a preferential offer on the contract. With other insurers, it remains to be negotiated on a case-by-case basis.
GPS Tracker Classic or Pro Max, which one to choose for a motorcycle? #
The Classic is suitable for use mainly in France (LoRa/Sigfox network, without mobile subscription), while the Pro Max, on the 4G LTE-M network with real-time tracking, is more suitable for motorcyclists who travel abroad or who want position-by-position tracking in case of an alert.
Does the GPS tracker replace a mechanical anti-theft device for insurance? #
No. Most theft contracts require an SRA-approved anti-theft device in addition to the GPS tracker: the two devices are complementary, one deters and delays theft, the other allows locating the motorcycle after theft.
What to do if my insurer is not an Invoxia partner? #
Report the installation of the tracker to your insurer in writing: some grant a reduction on a case-by-case basis even without an official partnership. Also keep the proof of purchase and the history of your alerts to support a future claim file.
Motorcycle GPS and insurance: what to remember #
Installing a GPS tracker on your motorcycle is first and foremost a safety reflex — but thanks to Invoxia’s partnerships with Solly Azar and the Mutuelle des Motards, it’s also a gesture that can translate into direct savings on your insurance premium or deductible.
Protect your motorcycle, and let your insurer know.
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